Picture a $50,000 container of goods sitting at port. Before you sell a single item from it, before it even leaves the dock, you owe the duty. Add a tariff to that shipment and suddenly you’re fronting $77,000 instead of $50,000, weeks or months before the first...
SBA lending has never really been “set it and forget it,” but the last year and a half has tested that idea in a whole new way. The agency has rewritten who’s allowed to own a business that gets SBA financing, changed how loans get underwritten, opened up new options...
Ask a small business owner who’s applied for financing in the last two years and you’ll hear some version of the same story: the bank said no, again. It’s easy to walk away from that experience believing banks have simply stopped lending to...
Buying an existing business is often more leveraged than starting one from scratch. The business already has customers, revenue, employees, vendor relationships, equipment, and a track record. It’s gotten through the rocky startup process, has systemized, and...
The SBA has recently made changes that favor specific industries. This is not a broad expansion designed to help every business equally. It is a targeted push toward sectors tied to domestic production, food supply infrastructure, and manufacturing growth. This means...
Rules of exchange have been available since the first peoples began to ascribe value to things and to barter and trade, so it’s no surprise that the financial services industry is steeped in tradition. But today, the world is changing exponentially and it’s not...
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